About Us

About Us

About Me & My Work

Hello, I’m Karuna Saraf — an experienced Insurance Consultant with over 20 years in the industry, dedicated to helping individuals and families secure their financial futures.

Born and raised in Kolkata, I am an alumna of Modern High School for Girls and a graduate of the prestigious Presidency College. I hold an MBA with a specialization in Banking, Sales, and Marketing, and I have also completed the NCFM Level 3 certification in Finance.

My journey into financial services began after earning my Licentiate and Associate degrees in Insurance, which laid a strong foundation for a career built on trust, knowledge, and personalized service.

In addition to my professional qualifications, I’m proud to have received the Rashtrapati Guide Award and the International Award from The Duke of Edinburgh, recognitions that reflect my commitment to leadership, discipline, and service.

With two decades of experience and a passion for guiding clients through the complex world of insurance, I aim to make financial planning accessible, understandable, and impactful.

Why Us ?

Our insurance advisors at Swarndharaa Consultant are dedicated professionals with 23+ years of industry experience. We provide expert guidance, ensuring you receive personalized coverage tailored to your unique needs. With a deep understanding of the market, our consultant help you make informed decisions, offering support every step of the way. Trust our team to safeguard your future with the right insurance solutions.
Z

Expert Guidance Every Step of the Way

Z

Cost-Saving Strategies and Discounts

Z

Personalized Coverage Recommendations

Z

Peace of Mind with Professional Expertise

Years of Experience

City

Satisfied Customer

Assistance

Looking for the best Financial Advisor ?