
About Me & My Work
Hello, I’m Karuna Saraf — an experienced Insurance Consultant with over 20 years in the industry, dedicated to helping individuals and families secure their financial futures.
Born and raised in Kolkata, I am an alumna of Modern High School for Girls and a graduate of the prestigious Presidency College. I hold an MBA with a specialization in Banking, Sales, and Marketing, and I have also completed the NCFM Level 3 certification in Finance.
My journey into financial services began after earning my Licentiate and Associate degrees in Insurance, which laid a strong foundation for a career built on trust, knowledge, and personalized service.
In addition to my professional qualifications, I’m proud to have received the Rashtrapati Guide Award and the International Award from The Duke of Edinburgh, recognitions that reflect my commitment to leadership, discipline, and service.
With two decades of experience and a passion for guiding clients through the complex world of insurance, I aim to make financial planning accessible, understandable, and impactful.
Why Us ?
Our Offerings
We committ to satisfy individual needs as per their portfolio. Doing this we provide a umbrella to one and all. That’s why we offer a vast array of curated insurance and claims solutions.
Health Insurance
Home Insurance
Commercial Insurance
Vehicle Insurance
Travel Insurance
Fleet Insurance
Fire Insurance
Shopkeeper Insurance
IAR-Industrial All Risk
Children's Plans
Endowment Plans
Money Back Plans
Pension/Annuity Plans
Term Insurance Plans
ULIP Plans
Whole Life Insurance
Looking for the best Financial Advisor ?
Our Offerings
We committ to satisfy individual needs as per their portfolio. Doing this we provide a umbrella to one and all. That’s why we offer a vast array of curated insurance and claims.